A product of

VumaMoola is an important part of Kaelo Financial Solutions and offers employees access to affordable payroll loans.

This service is only available to those employers who activate this benefit for their employees.

emergency wallet

A customizable payroll solution for staff loans.

What the employee gets:

  • Instant access to credit 24/7
  • ATM Cash Withdrawals
  • Market leading interest rates and fees
  • Responsible Debt Education

What the employer gets:

  • No more emotions attached to employee loans
  • Peace of mind through ethical lending
  • All the legalities surrounding staff loans taken care of
  • Ease of Admin
  • Customizable loan parameters

VumaMoola, a microlender, is registered with the National Credit Regulator. All loans are payable on the next payday. Interest is charged on a daily basis. This is the first of a line of empowering and ethical financial services that VumaMoola intends on launching.

“An investment in knowledge pays the best interest.”

–Benjamin Franklin


@2020 VumaMoola (PTY) Ltd.  Physical Address 27 Riebeeck Street, Worcester, South Africa, 6850. Registered in South Africa, Company no: 2017 / 137437 / 07. A registered Credit Provider, NCRCP 10398